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This means that affording college is harder than ever.

Your financial situation might make it necessary to borrow money to pay for college.

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While these perks are great, they do come with a catch.

The best private student loans offer low rates, rate discounts and a variety of incentives.When you access your account and perform transactions on the Discover site we use 128-bit-Secure Sockets Layer (SSL) encryption technology-the most widely used method of securing internet transactions available today.Refinancing simply means taking out a new loan – at a lower interest rate – to consolidate and replace your old loans.Students attending any 4-year, public or private, not-for-profit school located in the U.S., Madison College or UW Colleges, any campus, are eligible.We found Citizens Bank to be the best in our private student loan review. Private student loans can be confusing, but for many people they can help make college affordable.