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And partly because of the embarrassment of being exploited, only 1 in 44 victims report their losses, according to the National Adult Protective Services Association.A case in point, which illuminates how a vulnerable person can be scammed, is recounted by Time magazine: A widow, a retired nurse in Kingston, N.Y., (she didn’t want to give her name) joined the dating site She was pursued by a man posing as a widower and retired accountant, who said he was 10 years younger than her. He told her he worked with a Christian youth group in Texas, but when she called the church, the receptionist and the priest hadn’t heard of him.Her suitor told her it was a big church, and she believed him.Soon she accepted his offer to help with her finances and invest for her, tasks her husband had handled.Capitalising on modern-day living, romance and dating scams are rife with fraudsters capitalising on people’s search for love online.And singletons have lost “huge sums” of cash after being duped by sinister fraudsters who strike up a relationship with victims while their guards are down.

He was arrested, but it’s unclear whether she will ever see her money.

'Her' name was Aleksandra and 'she' was young and pretty with a long, dark mane of hair and dark brown eyes.

She contacted Dave (not his real name) on dating site Zoosk in November last year, telling him she was a 32-year-old Russian woman eager to pursue a serious relationship.

Answer: You don’t.” Adopting a fake aliases online, often using photos of wealthy and good looking people, is known as catfishing.

While not always intended to scam people out of money, many victims often find they have been misled.