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Consolidating college loans wells fargo

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The private student loan consolidation offering from Wells Fargo can take 45-60 days to be processed however many people have reported it taking a much shorter period of time. Simplified Monthly Payments – If you hold multiple student loans and are having to keep track of several monthly payments than a Wells Fargo Loan Consolidation will help reduce those multiple monthly payments to only 1 monthly payment.

Variable or Fixed Rate Option – Wells Fargo offers both a variable and fixed interest rate 2 Options to Lower Your Interest Rate Since Wells Fargo is one of the largest student loan consolidation companies in America there are several stories both good and bad about “After graduating from College in May I wanted to see if I could consolidate my student loans at a lower interest rate.

I contacted student loan guru Mark Kantrowitz at Fin Aid.org, who says just three lenders still offer consolidation: Chase, Student Loan Network, and Wells Fargo. You should also know that there are no fixed rates on consolidated private loans; your interest rate will probably be tied to a benchmark like the prime rate, so when that rises, so will the rate on your loan.

Finally, if you have a solid job and a solid credit score, think about looking into a personal loan at a bank or credit union.

provider of auto loans less than a year ago, has already cut quarterly originations by nearly 30 percent over the nine months leading into March 31, according to a May 11 company presentation.

In late 2015, however, auto default rates began creeping above other types of consumer debt, according to data compiled by Cox Automotive, prompting some lenders to tighten standards and edge away from the market.

I was under the impression from the Loan Disclosure form and the promissory note that if I didn't like the terms I was under no obligation!

1 Week after I had faxed over the promissory note I received a Loan Disclosure form saying I had been approved and the funds had been sent to Sallie Mae.Discover Card is serious about safeguarding your personal information online.When you access your account and perform transactions on the Discover site we use 128-bit-Secure Sockets Layer (SSL) encryption technology-the most widely used method of securing internet transactions available today.You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action.Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.But with 0,000 in debt, you probably have some private loans in your portfolio, too.