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Don’t sit around waiting for a boy to make you a priority, communicate his intentions, or even call you on the phone. And this God created and rules his world, including men, women, the biological compulsions that bind them together, and the institution that declares their union and keeps it sacred and safe.

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Tackling Your Debt Wisely Budgeting Your Money Like a Pro Community Q&A It may seem easier to just ignore it, but your unmanaged credit card debt will haunt every step you take.

Then you’ll only have one monthly payment: the loan, the credit card or the debt management plan.

Not only does that simplify your debt payments, it can also help you save money.

The best way to consolidate credit card debt — and whether consolidation will work for you at all — depends on your situation, so you might want to consult a non-profit credit counselor about your best options.

Although signs show an upturn in the economy, many Americans are deep in debt, and not everyone can work overtime or a second job to pay down that debt.

That's where debt consolidation and other financial options come in.